Attention homeowners: Real estate appraisal services for in Desert Hot Springs and Riverside County
The top seven reasons CA homeowners need James D. Weir:
Own a home in or near Desert Hot Springs, CA and need help deciding the price of it?
At James D. Weir, we understand the individual needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at James D. Weir are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.
Appraisals to cancel PMI
A fashionable way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. At James D. Weir, we're seasoned in helping consumers just like you dismiss unwanted and unneeded PMI insurance.
Challenging property tax assessments
If you live in a region that is declining or not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from James D. Weir is your chief weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your home is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from James D. Weir can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Do you need a veteran appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from James D. Weir can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.